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Deposit Protection Scheme
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Deposit Protection Scheme



Punjab National bank is a member of the Deposit Protection Scheme. Eligible deposits taken by Bank are protected by the Scheme up to a limit of HK$ 500,000 per depositor.
This scheme does not cover:
  • Structured Deposits
  • Term Deposits with a maturity exceeding 5 years
  • Deposits the repayments of which are secured on the assets of the Scheme member.
  • Bearer Instruments
  • Offshore Deposits
  • Deposits held for the account of the Exchange Fund
  • Deposits held by an excluded person
  • Financial products other than Deposits.


For more information on Deposit Protection Scheme, please click here.
You can also see the FAQs on the Scheme and visit the website of the Hong Kong Deposit Protection Board.

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